Oct 27 2009

Paying for Tattoo Removal: Financing and Loans

Tag: Laser Tattoo Removal, tattoo removal costJacob @ 10:56 pm

Getting a tattoo removed usually costs as much – if not more – than the original price tag of getting that same tattoo originally. In other words, it’s not an inexpensive procedure. In fact, the cost of tattoo removal is one of the biggest problems people face who no longer want their tattoo; they simply cannot afford to have it removed.

Or can they?

While consulting with a laser tattoo removal clinic and learning that it could cost in the thousands of dollars to have their tattoo removed, many people give up at that point.

But what they might not be aware of is that many laser clinics are accustomed to helping people finance the cost of laser removal. Many of these laser clinics offer a variety of health and medical services, beyond tattoo removal, such as laser hair removal. These services are very often financed and not paid for all at once. The same is true for tattoo removal.

What sort of services are offered in this regard? There’s basically 3 ways patients can go about paying for laser tattoo removal.

1. Pay as you go. In this payment plan, a person pays for the services as they receive them. For laser tattoo removal, this means paying for the cost of individual laser treatments at the same time of each individual session. Note that while the total cost of laser removal is quite expensive, since it’s done in multiple sessions, people need only to cover the cost of one session at a time when doing the “pay as you go” plan.

2. Direct financing with the laser tattoo clinic. In this set up, a person works out a payment plan directly with the clinic. This basically means you agree to pay X amount of dollars per month until the total cost of all treatments is covered. This may or may not include interest – most likely, it will be free of interest. There may be some sort of monthly fee tacked onto the bill though for the convenience of financing.

3. Medical loans or other loans. This type of payment involves taking out a loan with a company, probably at a high interest rate. Many loan companies exist whom specialize in medical and health related loans. If possible, seek a bank loan with a more reasonable interest rate over medical loans, assuming the interest rate works more in your interest (no pun intended!).

Of course, the type of payment plans offered depends entirely on each individual clinic. Some may only offer services to those who can pay upfront whereas others may work with patients to secure a loan or offer direct financing between the clinic and the customer.

All this amounts to seeing that while laser tattoo removal is unfortunately quite expensive, there are reasonable options out there for financing its cost. Mostly likely one of these solutions can work for you if you are determined to have your tattoo removed.


Oct 26 2009

How Can I Pay For Laser Tattoo Removal?

Tag: UncategorizedJacob @ 10:44 pm

At this point, you are probably aware of the expensive prices for laser tattoo removal treatments. The high cost associated with this procedure often scares people away, leading them to other **tattoo removal methods** that might be, dollar for dollar, a cheaper method (but not necessarily as effective.)

The good news is that laser treatment specialists understand that the expense of the procedure is often something people are not wanting to pay for up front. Most laser treatment centers allow for many different models of paying for their services, such as:

1. Pay As You Go. In this model, a patient simply pays for each treatment session as they occur. Since laser treatments must be spaced out with 6-8 weeks passing in between each session, this payment model makes paying the perceived overall cost much easier to deal with, as you have nearly 2 months in between each visit to allot for the expense of the laser treatments. This usually means coming up with a couple hundred dollars every 2 months.

2. Discounts for Bulk Payments. If you and your doctor or laser specialist determine that it will likely take a little more than 5 session to remove a tattoo, you can often save money by paying for the first 5 sessions all at once. This can translate into a savings of maybe 10% off the cost of paying as you go, which is a decent amount of money when the overall cost is high or in the thousands of dollars. Of course, companies like getting paid all at once and so they can create the incentive to do so buy offering a small discount.

3. Tattoo Removal Financing and Loans. Many clinics offer the benefit of financing directly to their patients. This means that you are able to space out your payments over a predetermined amount of time, paying the treatment clinic back over time and on a schedule that may or may not go beyond the time frame in which you are receiving treatments. Additionally, many laser tattoo removal clinics can refer you to a company that specializes in loans for medical or surgical purposes. Be warned that these loans might come with very high interest rates, so it’s usually in the best interest of the patient to pay directly to the clinic, if the clinic can accommodate such a payment model.

Another related option in this regard would be to approach your bank for a personal loan. If you a member of a credit union, you will likely find interest rates that are far more economical than those offered by medical loan companies.

Because of the high expense of laser tattoo removal, the people and companies offering these services are usually more than willing to work with you to come up with a solution that allows you to have your tattoo removed.